Privacy Policy

Effective Date: September 11, 2026

The REP Team – Real Estate Pros (“The REP Team,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when using this website.

The REP Team is affiliated with Coldwell Banker Crown Realtors and provides real estate services in Crosby, the Cuyuna Lakes Area, and surrounding Minnesota communities.

This Privacy Policy explains what information may be collected through this website, how that information may be used, and the choices available to you.

Information We Collect

We may collect information that you voluntarily provide to us when you:

Submit a contact or inquiry form
Request information about a property
Ask to buy or sell real estate
Request a property valuation
Register for property searches, saved listings, or alerts
Submit a rental or For Sale By Owner property
Submit information for an event or other community resource
Contact Tom Kirzeder or Tyler Hendrickson through this website
Subscribe to updates or other communications

Information you provide may include your name, email address, telephone number, property address, real estate interests, search preferences, and any other information you choose to include in your message or submission.

Please do not submit sensitive personal or financial information through general website forms unless specifically requested through a secure system.

Property Search and IDX Services

This website may provide property search, listing information, saved searches, property alerts, and related services through IDX Broker and participating Multiple Listing Service data.

When you interact with these features, information may be collected or processed by the providers operating those services. Their collection and use of information may also be governed by their own privacy policies and terms.

Property information displayed through IDX services is provided for consumers' personal, non-commercial use and is subject to applicable MLS and IDX rules.

Automatically Collected Information

Like most websites, certain information may be collected automatically when you visit the site. This may include:

IP address
Browser and device information
Pages visited
Referring website or source
Approximate geographic location
Date and time of visits
Interactions with website features

We may use cookies and similar technologies to provide website functionality, understand how visitors use the site, measure website performance, and improve our services.

Analytics and Third-Party Services

This website may use third-party services for functions such as website analytics, maps, property searches, forms, spam prevention, embedded media, or other website features.

These providers may collect information according to their own privacy policies and terms. Depending on the services enabled on the website, these providers may include services such as Google and IDX Broker.

How We Use Your Information

Information collected through this website may be used to:

Respond to your questions or requests
Provide requested real estate information
Help you search for properties
Assist with buying or selling real estate
Provide property alerts or other requested communications
Contact you regarding an inquiry you submitted
Review rental, FSBO, event, or other public submissions
Operate, maintain, secure, and improve this website
Analyze website usage and performance
Prevent spam, fraud, or misuse
Meet legal, regulatory, brokerage, MLS, or professional obligations

We do not sell your personal information to third parties for their independent marketing purposes.

Communications

If you provide your telephone number, email address, or other contact information and request that we contact you, The REP Team or Coldwell Banker Crown Realtors may use that information to respond to your inquiry.

Providing contact information through this website does not obligate you to buy, sell, or enter into a real estate transaction.

You may ask us to stop non-essential marketing communications at any time.

Public Submissions

Certain portions of this website may allow users to submit information intended for public display, including rental properties, For Sale By Owner properties, events, or other community information.

Information submitted for publication may become publicly accessible if the submission is approved.

Do not include information in a public submission that you do not want displayed publicly.

The REP Team reserves the right to review, edit, reject, or remove public submissions at its discretion.

Sharing of Information

We may share information when reasonably necessary with:

Coldwell Banker Crown Realtors
Real estate professionals assisting with your inquiry or transaction
Website hosting and technology providers
IDX and MLS-related service providers
Email, form, analytics, security, and communication providers
Professional advisors or service providers when appropriate
Government agencies or other parties when required by law

We may also disclose information when reasonably necessary to protect our rights, users, website, or others.

Data Security

We take reasonable administrative and technical measures to protect information submitted through this website.

However, no website, electronic communication, or internet transmission can be guaranteed to be completely secure. You should use appropriate caution when submitting personal information online.

External Links

This website may contain links to websites operated by other businesses, organizations, government agencies, or service providers.

The REP Team is not responsible for the privacy practices, security, accuracy, or content of third-party websites.

Children's Privacy

This website is intended for a general audience and is not designed to knowingly collect personal information from children under the age of 13.

Your Choices

You may contact us to request that we correct or update personal information you previously provided directly to The REP Team, subject to any information we are required to retain for legal, regulatory, brokerage, or transaction-related purposes.

You may also disable or restrict cookies through your browser settings. Doing so may affect the operation of certain website features.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes to this website, our services, technology, or applicable requirements.

The current version will be posted on this page with its effective date.

Contact Us

Questions about this Privacy Policy may be directed to:

The REP Team – Real Estate Pros
Coldwell Banker Crown Realtors
2 Third Ave NW
Crosby, MN 56441

Tom Kirzeder
Phone: 612-419-5297
Email: tom.kirzeder@cbcrown.com
Minnesota License #40859087

Tyler Hendrickson
Phone: 218-546-3162
Email: tyler.hendrickson@cbcrown.com
Minnesota License #40412343

Terms of Use & Website Disclaimer

Effective Date: September 11, 2026

Welcome to the website of The REP Team – Real Estate Pros, affiliated with Coldwell Banker Crown Realtors.

By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please discontinue use of the website.

This website is intended to provide general real estate information, property search tools, community resources, and information about the services offered by The REP Team.

Real Estate Information

Information provided on this website is intended for general informational purposes only.

Real estate markets, property conditions, availability, pricing, taxes, regulations, financing options, and other information can change. While The REP Team makes reasonable efforts to provide useful and accurate information, we do not guarantee that all website content will always be complete, current, or error-free.

Nothing on this website should be interpreted as a guarantee regarding the value, condition, availability, suitability, or future performance of any property.

Buyers and sellers should independently verify information that is important to their real estate decisions.

MLS & IDX Property Information

This website may display real estate listings and property information supplied through an Internet Data Exchange (IDX), Multiple Listing Service (MLS), IDX Broker, participating real estate brokers, or other authorized data providers.

Listing information is provided for consumers' personal, non-commercial use and may be subject to rules and restrictions established by the applicable MLS or data provider.

Property information may include, among other things, price, availability, dimensions, acreage, taxes, property characteristics, school information, waterfront information, photographs, and listing status.

Although this information is believed to be reliable, it is not guaranteed and should be independently verified.

Listings may change, become unavailable, go under contract, sell, expire, or otherwise change status before those changes are reflected on this website.

The display of a property on this website does not necessarily mean that The REP Team or Coldwell Banker Crown Realtors is the listing broker or represents the seller of that property.

Property Search Results

Property search results are based on the criteria entered by the website visitor and the information available through the applicable listing database.

Search results should not be considered a complete representation of every property that may be available.

If you are interested in a particular property or type of property, contact The REP Team to verify availability and obtain additional information.

For Sale By Owner Properties

This website may provide a separate directory or other means of displaying properties submitted by owners and identified as For Sale By Owner (FSBO) properties.

Unless specifically stated otherwise, FSBO properties displayed in this section:

Are not represented as MLS listings solely because they appear on this website
May be submitted directly by property owners or their authorized representatives
Are not necessarily listed by The REP Team or Coldwell Banker Crown Realtors
Do not imply that The REP Team or Coldwell Banker Crown Realtors represents the seller
May not have been independently inspected or verified by The REP Team

Information regarding an FSBO property is generally based upon information provided by the person submitting the property.

The REP Team does not guarantee the accuracy, completeness, ownership, condition, availability, legality, pricing, or other representations associated with an owner-submitted property.

Buyers should independently investigate and verify information before making any real estate decision.

Publication of an FSBO property on this website does not create a brokerage, agency, fiduciary, or other professional relationship between The REP Team, Coldwell Banker Crown Realtors, and the property owner.

FSBO Submissions

Submitting an FSBO property does not guarantee publication.

The REP Team reserves the right to approve, reject, edit, suspend, or remove a submission when reasonably necessary for website administration, accuracy, compliance, security, or other legitimate purposes.

Persons submitting a property represent that they have the authority to submit the property and grant permission for the submitted information and images to be displayed on this website.

Submitters are responsible for ensuring that information and photographs they provide do not violate the rights of another person or organization.

The REP Team may remove listings that are sold, unavailable, expired, inaccurate, inappropriate, or otherwise unsuitable for continued publication.

Rental Properties

This website may contain information about long-term rentals, vacation rentals, or other rental properties submitted by property owners, managers, or other third parties.

Unless specifically identified otherwise, the inclusion of a rental property does not mean The REP Team or Coldwell Banker Crown Realtors owns, manages, leases, endorses, or has independently verified that property.

Rental availability, pricing, policies, amenities, property condition, licensing, and other information should be confirmed directly with the property owner or manager before entering into any agreement or making any payment.

Never send money or sensitive financial information based solely upon information displayed on this website without independently verifying the person or organization receiving the payment.

Rental Submissions

Persons submitting rental properties are responsible for the accuracy of their submissions and represent that they have authority to advertise the property.

The REP Team reserves the right to approve, reject, edit, suspend, or remove rental submissions.

Publication of a rental does not constitute an endorsement or guarantee by The REP Team or Coldwell Banker Crown Realtors.

Community Events

This website may provide information about community events in Crosby, the Cuyuna Lakes Area, or surrounding communities.

Event information may originate from event organizers, community organizations, public sources, or third-party services.

Dates, times, locations, admission requirements, cancellations, and other details can change without notice.

Visitors should verify important event information directly with the event organizer before attending.

The inclusion of an event does not necessarily mean that The REP Team or Coldwell Banker Crown Realtors sponsors, organizes, or endorses the event.

User-Submitted Content

Certain portions of this website may allow visitors to submit properties, rentals, events, photographs, descriptions, or other information.

By submitting content for public display, you represent that:

The information you provide is accurate to the best of your knowledge
You have the right and authority to submit it
Your submission does not violate applicable law or another party's rights
You have permission to use any photographs or other materials you submit

You grant The REP Team permission to display, format, resize, and otherwise use submitted materials as reasonably necessary to operate the applicable website feature.

The REP Team is not obligated to publish or continue displaying any submission.

No Brokerage Relationship Created by Website Use

Visiting this website, using a property search, submitting a form, viewing a listing, reading an article, or communicating through the website does not by itself establish an agency, brokerage, fiduciary, client, or other professional relationship with The REP Team, Tom Kirzeder, Tyler Hendrickson, or Coldwell Banker Crown Realtors.

A real estate representation relationship is established only through the appropriate agreements and disclosures required for the particular relationship or transaction.

No Legal, Tax, Financial, Inspection, or Engineering Advice

Website content is provided for general informational purposes and should not be considered legal, tax, accounting, financial, lending, insurance, engineering, environmental, home inspection, construction, or other specialized professional advice.

Although members of The REP Team bring extensive practical experience with homes, construction, and property, information provided through this website is not a substitute for an evaluation by an appropriately qualified professional when one is needed.

Users should consult qualified professionals regarding matters requiring specialized advice.

Property Condition

Comments or general information regarding property maintenance, construction, preparation for sale, repairs, or property condition should not be interpreted as a professional home inspection or guarantee of condition.

Buyers are encouraged to perform appropriate due diligence and obtain professional inspections or evaluations when appropriate.

Sellers should disclose property information as required by applicable law and their particular transaction.

Property Valuations

Any home valuation, market estimate, comparative market information, automated valuation, or similar information provided through this website is an estimate only.

An online estimate is not an appraisal and should not be relied upon as a guaranteed sale price or market value.

Actual market value may be affected by property condition, improvements, location, market conditions, comparable sales, buyer demand, and numerous other factors.

Mortgage & Financial Calculators

Any mortgage, affordability, payment, investment, or other calculators provided on this website are for general informational and illustrative purposes only.

Results are estimates and may not include all costs associated with a transaction, including taxes, insurance, mortgage insurance, association fees, closing costs, interest-rate changes, lender requirements, or other expenses.

Calculator results do not constitute a loan offer, lending decision, financial advice, or guarantee of financing.

Contact an appropriate lender or financial professional for information specific to your circumstances.

Community & Area Information

Information about Crosby, Ironton, Deerwood, the Cuyuna Lakes Area, schools, lakes, recreation, businesses, neighborhoods, services, or other community characteristics is provided as general information.

Visitors should independently research matters that are important to their decision about where to live or purchase property.

The REP Team does not make representations or recommendations based upon protected characteristics or steer consumers toward or away from communities based upon protected-class considerations.

Fair Housing

The REP Team and Coldwell Banker Crown Realtors support the principles of fair housing and equal housing opportunity.

Real estate services are provided without unlawful discrimination and in accordance with applicable federal, state, and local fair housing requirements.

Additional information is available on our Fair Housing & Equal Opportunity page.

Third-Party Websites & Services

This website may contain links to or integrations with third-party websites and services, including IDX services, maps, social media, lenders, government agencies, local businesses, community organizations, and other resources.

These websites and services are operated independently.

The REP Team does not control and is not responsible for their content, availability, privacy practices, security, products, services, or terms.

A link to another website should not automatically be interpreted as an endorsement.

Website Availability

We make reasonable efforts to maintain the website and its features but do not guarantee uninterrupted availability.

Features may occasionally be unavailable because of maintenance, technical issues, third-party outages, internet disruptions, updates, or circumstances outside our control.

Intellectual Property

Unless otherwise indicated, original website copy, graphics, design elements, branding, and other original materials created for The REP Team are protected by applicable intellectual property laws.

MLS listing information, listing photographs, brokerage trademarks, third-party logos, maps, and other third-party materials remain the property of their respective owners or licensors.

Website content may not be reproduced, republished, distributed, or commercially exploited without appropriate authorization.

Prohibited Use

You may not use this website to:

Engage in unlawful activity
Attempt unauthorized access to the website or its systems
Introduce malicious software or code
Scrape, harvest, or systematically collect protected listing or user information without authorization
Interfere with website operation or security
Impersonate another person
Submit fraudulent or misleading property information
Upload content you do not have permission to use
Use MLS or IDX information for unauthorized commercial purposes

Limitation of Liability

To the extent permitted by applicable law, The REP Team, its members, and Coldwell Banker Crown Realtors are not responsible for losses or damages resulting solely from reliance upon general website information, third-party content, temporary website unavailability, or information supplied by outside parties.

Nothing in these Terms is intended to waive rights or responsibilities that cannot legally be waived under applicable law.

Privacy

Use of this website is also subject to our Privacy Policy, which explains how information submitted through or collected by the website may be handled.

Accessibility

The REP Team is committed to making this website accessible to the widest reasonably possible audience.

If you encounter an accessibility barrier, please contact us. Additional information is available in our Accessibility Statement.

Changes to These Terms

The REP Team may revise these Terms of Use periodically to reflect changes to the website, services, technology, legal requirements, or business practices.

The current version will be posted on this page with the applicable effective date.

Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

Contact The REP Team

Questions regarding this website or these Terms of Use may be directed to:

The REP Team – Real Estate Pros
Coldwell Banker Crown Realtors
2 Third Ave NW
Crosby, MN 56441

Tom Kirzeder
REALTOR®
Phone: 612-419-5297
Email: tom.kirzeder@cbcrown.com
Minnesota License #40859087

Tyler Hendrickson
REALTOR®
Phone: 218-546-3162
Email: tyler.hendrickson@cbcrown.com
Minnesota License #40412343